Tuesday, September 20, 2011

Local Mobile Monopoly - Make $30k/m Texting Now

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There's no looking back. Mobile is white hot – even the old school "gurus" are onto it… scrambling to catch up with the new wave of easy internet cash that dwarfs traditional IM like a skyscraper rising from a strip mall. Now, here's what they haven't seen – It's about to get even bigger (maybe billions bigger) – starting right on the sidewalks of every town and city from L.A. to London. And if you've been sitting out the first "year of mobile" on the sidelines… this is your chance to make up for lost time FAST by being the FIRST to profit from a second massive trend…

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one that's already EVEN EASIER to catch and ride than the first. And if that sounds like a big screaming jolt of hype… … you're about to see why it literally sent me "back to the drawing board" – even after I thought I had mobile all figured out from every angle. Because even after turning mobile into a $5,511.09 a week one-man profit machine… even after converting couch-change cheap mobile traffic into a list of 69,387 hyper-responsive buyers…  

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and even after turning my unique system for converting mobile phones into a Clickbank and CPA cash funnel... and fueling the Internet's best-selling (EVER) course on mobile marketing… I knew I'd still only scratched the surface – and what happened next is going to change EVERYTHING about how you look at mobile (heck, everything about making money online) in 2011… because… I Put Together An Elite 'Mobile Mastermind'… And Gave Every Expert Who Made The Cut Just One Rule: The big "aha" moment I'd been hoping for came almost immediately – even while the whole Internet was still buzzing about Mobile Monopoly and the mobile website craze making newbie affiliates thousands… and it hit me like a 12-pound sledgehammer to the gut... because what I saw was so powerful (and so SIMPLE) it instantly sent me scrambling to build an entirely NEW business to capture just a tiny slice of it… (an income stream that's already paid me $252,821 this year, and an easy $1,392,302 into my students' bank accounts, just by flat-out copying me). Because while every "guru" was busy trying to re-brand themselves as a "mobile expert"… and knockoff products were popping up left and right… The … they overlooked the BIGGEST mobile market (bigger than Clickbank and every CPA network combined).

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Friday, September 2, 2011

How To Fix Bad Credit

Credit reports are kept on most people in almost every country in the world. It is a record that is kept on individuals and most companies. This report has information that is vital to a person's credit status and can determine whether or not you can do things such as finance a car or buy a house. Sometime it is necessary to fix or rebuild credit and with a bad credit repair report, you can find out how to begin.

A credit report contains information such as when a person borrowed money in the past and when they paid it back. It can also provide details like a bankruptcy or a late payment history. These things can eventually hurt your credit report if they are not taken care of in the proper manner. Poor credit can make it very hard to get a loan or even rent a place to live. Reading through a bad credit repair report is a good way to learn how to fix these problems.<p>

One of the ways you can begin to repair bad credit is to make a budget so that you are not spending more money than you are making. Budgeting your bills and your money will help you to see where your money is going and you will see all of your bills so that none of them get overlooked. Doing this should allow you to have extra money to pay some of the bills that have been paid late. Start paying your bills on time so that you do not get a bad report about late payments because that also hurts you credit.

Another way to fix your credit is to write a letter of dispute to the company who has reported your bad debt. You will need to check with each company and get some information like their address and who to send the letter to. Most companies will reconcile the dispute within fifteen or so days. This will definitely help your credit score to up and, with good credit, you will be able get things like auto financing and lender financing.

 

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Fix Your Bad Credit

There are so many people around the world today that have become a slave to their credit. It is too easy for just about anyone to get instant credit almost every department store they go and getting a major credit card is easier now than it has ever been. We also use our credit to get things like automobiles and houses. All of these things can become overwhelming to some and eventually they end up with bad credit. There are ways to help repair credit when this happens.

There are several ways to begin to help repair credit when it has been damaged. Bad credit occurs when a person or company cannot pay back the money that they borrowed from a creditor. When you are late paying these bills, that can also reflect badly on your credit and it will leave a bad score as well. All of these things can hurt you when you need to use your credit for things that you really need and can't afford to get on your own.

If you need help to repair your credit, you can find several different places to look. First, the Internet is full of websites that can teach you about things like keeping track of your money. Setting limits and making a budget are some of the best ways to start off on the right track. There are several places on the web that can show you how to do this and still live a comfortable life like you were before and pay back all of the money that you have borrowed from creditors.

There are several tools that are also on the Internet that can help you when you are budgeting and paying bills. If you have credit cards then it is a good idea to use a calcul credit application that will show you some valuable information. This information tells you things like how long you will have to pay on that credit card if you only make the minimum payments and how much interest you will be paying as well. Knowing these things can really help you sort things out.

 

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Simple Tips to Help Repair Your Credit

Sometimes things in life happen that are beyond your control. This could be the loss of a job, divorce, reduced income or maybe even a personal tragedy. These events can be life altering and usually have an effect on your credit rating. If your credit score declines you need to look for ways to help repair credit. You may not even realize that your score has been reduced until you apply for a credit card or a loan and get rejected. After the initial shock you have to take action to fix that score.

One of the first things you need to do is order a copy of your credit report. There are three main credit reporting bureaus, so you need to see copies from each of them. Looking at your credit report is the best way to know what you need to work on and if there are any incorrect facts. After you review your reports then you need to take action to get your numbers as high as possible. To do this make sure you pay all your bills on time. Past due means low scores. 35% of your score is related to how timely you pay your bills. In addition to timely payments, try to start paying down your loan and credit card balances. The lower your balance, the higher your score.

Credit repair agencies help repair credit for hundreds of people every day. A reputable agency will never pressure you to into hiring them and will begin their relationship with you by offering counseling on your consumer rights and responsibilities. They are experts at credit repair and know exactly what has to be done and how to do it. This means a much faster and more efficient process for you than if you chose to attempt to do it yourself. Your credit score dictates how interest rates are calculated for loans and credit cards as well as things such as insurance rates. The agency's goal is to raise your score as quickly as possible.

It is possible to attempt to help repair credit on your own. After you translate your credit report you can duplicate many of the same processes that credit repair agencies use. You'll need to get examples of credit repair letters and use them to create your own individualized forms and begin sending them to the credit bureaus. Do not allow yourself to be overwhelmed and totally give up. Your persistence will be the key to success and the avoidance of filing bankruptcy.

 

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Steps to Raise Your Credit Score

Financial institutions use your credit score mortgage loans to determine the rates they will charge you. Before you start shopping for a mortgage, you should first find out what is on your credit report and see how it is affecting your credit score. Be sure to get your credit report from all three of the credit bureaus. Carefully exam all the information that is contained in the reports so you can best determine the course of action that will raise your credit score the most points in the least amount of time.

Any errors that are being reported should be disputed by you. Erroneous information can lower your credit scores needlessly. Things that should be disputed include any late payments, charge-offs and collections that are not yours or have passed the time they should have been removed, usually seven years. Because seven years is when things age off the report, make sure that all information is current. It is also important to dispute anything not showing as current or paid as agreed.

It is important to be sure that all credit limits are being reported at the correct amounts and that the date of last activity is correct. For anything that is verified in a dispute, you should then seek validation of the items to prove that they are yours. If an account is legally verified, pay off the debt and ask that it be removed from your report or ask that it show paid in full as agreed. This will help raise your credit score mortgage.

You should pay down your credit card debt. It is important that the accounts not be at their limits. An easy way to add points to your credit score is to pay down this debt with a goal of the balances not be more than 50 percent of the limit. It is important to not close any of the accounts, especially older accounts as they show credit worthiness and will lower your score if closed. It is important to pay all debts on time. With a few simple steps, you can increase your credit score mortgage loans.

 

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Why Desire is the Basis of Achieving All Your Goals

All of the great achievers throughout history have one thing in common. They have all been dreamers or desirers. If anyone is to achieve their goals in life then the first thing they need to do is establish what their desires are. That's what makes people who are highly successful different from the rest – they know exactly what they want in life.

Simply wishing for success is insufficient. If anyone is to make any steps towards their definite objectives then they need to have a determined attitude, bordering on obsession, to fulfil that desire. It does not matter what your desire is. It may be a desire to excel in business, it could be a desire to learn a new skill, or it could involve a desire to change aspects of your personal life.

Whatever desire a person has, it will only be fulfilled if some of the following actions are taken. Firstly a person must realise what it is they need to make them content with their lives and give themselves step by step aims. Then they need to consider how much work they need to put in if they are ever to begin achieving those aims. Next they should set a deadline for reaching their final goal and then create a plan with a timeline highlighting how and when they will go about their tasks. This knowledge must be updated and read out regularly to keep a person on track to satisfying their desire.

All who achieve great things adopt a similar philosophy when setting themselves goals. The best writers, artists, sportsmen, inventors, musicians and scientists, along with many other pioneers of modern professions, all follow the process of putting their thoughts into action successfully when backed by a burning desire. Everyone, no matter what their chosen path in life may be, will start in the same situation with nothing but their thoughts and desires to spur them on.
 

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Many people lack self confidence and are unwilling to set their aims higher through fear of failing. This sometimes develops due to people close to them discouraging them because they feel they are unrealistic with their goals and life choices. It may be that friends and family do not approve and so use ridicule to prevent their loved one from making what they feel is a mistake.

However, these people need to realise that we live in a world that continually throws us new and unique opportunities. The world only became modernised with the efforts of the creative and productive generations before us. Without the burning desire that these people had we might never have discovered the power to travel abroad by plane, communicate with the other side of the world by phone, order something from overseas by the net. With the development of technology and the industrialisation of the world, we now have more job opportunity and diversity than we have ever had.

The time for everyone to realise their dreams is now. We must continue to follow the same methods of pioneers before us by taking the courage to act upon our thoughts with conviction and fulfil our burning desires. It is important that all negative influences are avoided. There is no excuse for
procrastination, and laziness. It is easy for people to say they want to achieve but in reality they will only start to realise their goals once they take those first steps in which they make a plan outlining the route to success.

Everyone has to start somewhere and not everything will go to plan. What is fundamental to success is that a person is not discouraged by initial failure. Most people who have claimed to have 'made it' in life will also be the first to admit that they had failures along the way. With every failure comes the chance to learn something new for another opportunity.

All achievements no matter how significant they are to others begin with a burning desire to get the result intended. In the human mind there is a power that is hard to explain. It is the ability to focus positive thoughts on achieving the thing that is wanted most. Success is sometimes a thing that at first seems impossible. When a burning desire in a person is so strong the word impossible loses significance.

 

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How to Develop Your Faith and Self Belief to help you Achieve Your Goals

As an emotion, faith is among the strongest and is a state of mind that most effects the subconscious mind. This is important when it comes to putting your thoughts into action in everyday life. If you set yourself a task but are lacking the faith in yourself to complete it then subconsciously you are accepting defeat as inevitable. However, if you are able to convince yourself subconsciously that you can achieve what you set out to do then your efforts will be boosted and the results will reaffirm your self belief and strengthen your faith.

It is difficult for people to strengthen faith if they are lacking it. However, it is achievable and is done by a process which involves encouraging positive thoughts and emotions in the subconscious mind rather than negative ones. This can be more clearly understood if you take a moment to think about how people fall into negative habits such as alcoholism. When a drinker remembers their first ever drink they will more than likely say they did not enjoy it. After becoming accustomed to drinking regularly and enduring the bad side effects they eventually start to embrace alcohol and eventually begin to rely on it. This example suggests that if thought impulses of any kind are repeated and encouraged then that person will seek to express those thoughts through their actions. If the thoughts are positive and result in constructive actions then faith may be strengthened.

If thoughts are backed by strong emotions such as faith and love then they have more chance of being expressed through actions. Therefore your actions can be affected by any strong emotion whether it is positive and productive or negative and destructive. If you are to become successful in whatever goals you have set yourself in life then you need to avoid negative emotions and encourage positive ones. As a consequence you will acquire a subconscious mind that will start to act upon all the positive emotions including faith.
 

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One of the most common causes of a lack of faith is low self confidence. This can be over come through a similar process to the one just mentioned. If you take the time to write down all your positive experiences and attributes and then read these to yourself daily, you will find that the repeated positive affirmations will reassure you of your accomplishments subconsciously and restore faith. The following few principles outline methods to help with faith and self confidence.

Firstly you need to realise that you have the ability to meet your main objectives in life. This means you need to be persistent at all times in chasing your aims even when there are signs of initial failure.
Secondly you must spend some time in the day just thinking positively about yourself and where you want to go in life. A mind dominated by positive thoughts will eventually express desirable physical actions

Thirdly you should have your ultimate dream goal written down and you must promise yourself that you will never give up trying to achieve that goal even if you are not, at that time, confident enough, you will be eventually.
Fourthly you should take advantage of others to achieve your goals. You will be able to succeed by putting the hard work in yourself which will make the rewards all the more sweeter. A negative attitude to people will not bring success. However, by making others believe in your ability you will reaffirm your self belief.

Repeat these principles and you will find that you are able to increasingly influence your subconscious mind. This process of positive thinking has been called auto-suggestion and is a key to the success of many. In short if you think that you will fail then it is likely that you will, but if you convince yourself that you will succeed then you have more chance of doing so. The people that win in today's world are the ones that know they can.

Max Star is a seasoned internet marketer who runs a website which currently offers a free five day e-course and an introductory video which explains not only the principles in this article in more detail, but more methods of finding success.

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